Say your car broke down and you decide to borrow $300 for the repairs from a payday lender. You’ll write a post-dated personal check for $340 (the amount plus a finance fee) made payable to the lender. You enter this information online when applying for a payday loan through the internet. The lender then advances you $300 for a set period, usually 14 days. When that period is up, you pay the lender $340 in cash, let them deposit the post-dated check or write another post-dated check for the amount plus an additional finance fee. If you do not pay the debt in full at the end of the term, you will be charged additional fees and finance charges.
This is something I just experienced this weekend. A young playwright had a premier of her work this weekend. She had requested some help with marketing her work and I decided a couple of weeks ago to attend the show in order to get a look at her work. By this Saturday though, I wasn’t sure if I wanted to pay for a ticket, especially for an iffy production. I decided my first peice of advice to her would be to put on her shows at the beginning of the month.
Payday loans can be a good tool for quickly and easily borrowing cash during an emergency if you don’t have other financial options. For example, you might use a payday lender for an immediate and temporary financial need such as a medical bill, car repair or other one-time expense. Payday loans are helpful for people who don’t have credit cards or savings available. Because the loans do not require a credit check, they are easy for people with financial problems to obtain.
A short term cash advance from Spotya! provides a quick and easy approval process. You can get the cash you need by the next bank business day. Your fast cash will be deposited directly to your account with NO hidden fees. We will set you up on automatic deduction to repay your loan on your next payday. We offer a simple application procedure with minimal documentation. There are no credit checks** so no credit or poor credit is OK! Spotya! is a 100% offering consumers a secure and confidential option. Spotya! provides the application and can answer any question you may have about your loan process. You can get further information on our reference pages: “” and "" in the state in which you live. Spotya! is not the direct lender but is a service provider of Lending Leaves.
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